Mel Fox is truly a “premier” mortgage broker. She is not only very well educated in the field of mortgage financing, she is thoughtful and circumspect in the way she handles money and the goals that you set for it. She personally walks you through every step of the process, even at odd hours of the day, to ensure that you have a full understanding of what is being done and that it is done in a timely manner. She is very very kind and ethical and she is a wonderful advocate in a business that can be very confusing and competitive. I give her my highest recommendation.