Ronnie grew up in Sonoma County. Ronnie went on to obtain his undergraduate degree from the University of California Santa Barbara in Law and Communication. Ronnie moved back home to Sonoma County after he completed his Bachelors and began his career in Real Estate and Mortgage loans. With over 10 years in the Mortgage and Real Estate business Ronnie has gained extensive knowledge to help his clients with their finance and Real Estate goals. In Real Estate he has represented Buyers & Sellers and helped clients through the short sale and foreclosure process. On the Mortgage side he has a vast understanding of Mortgage products conventional, jumbo, FHA, VA, portfolio products and private money financing, cash out refinances and home equity loans.
Ronnie believes that in order to effectively communicate you have to be a great listener. Listening to a client’s needs is the most important way to present finance and Real Estate solutions that work. Once Ronnie understands your needs, he will work tirelessly to obtain the best possible options for you. Ronnie believes in developing relationships with his clients and is committed to helping them through the years as their needs change.
When Ronnie is not helping Clients meet their Finance and Real Estate goals, he enjoys the Outdoors, the family ranch and spending time with his son (Vincent) and daughter (Gianna)
I look forward to listening to your situation/goals and presenting options that work for you!
(C) 707•758•4163
malvino12@gmail.com
DRE# 01878785
NMLS# 295879